The Department of Trade & Industry is the governing body that issues the real estate license. BP# 220 and PD 957 also require the registration of real Estate Brokers & Salesmen at the Housing and Land Use Regulatory Board (HLURB).

Yours truely, Michael Abonitalla is registered with the Housing and Land Use Regulatory Board / HLURB and duly licensed by the Department of Trade and Industry in Cagayan de Oro City, Philippines with License no. RES-20080-06-01520 under RPM Realty.

DEAL ONLY WITH LICENSED REAL ESTATE PRACTITIONERS.

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For Pag-ibig Financing:

A. Private/Government Employee
[ ] Latest 24 months HDMF Premium
[ ] Certificate of Net Take Home Pay
[ ] Certificate of MPL repayments (if applicable)
[ ] Payslip/Payroll Voucher (lates 1 month)
[ ] Lates ITR/W2

B. Overseas Contract Workers
[ ] Latest Job Contract (original or if photocopy must be certified from employer)
[ ] Health Statement/Medical Health Result (original or certified photocopy)
[ ] Special Power of Attorney (SPA) (Notarized from the Philippine Embassy/Consul)
[ ] Passport (photocopy)

C. Self-Employed
[ ] Latest 2 years original copy of ITR w/ audited Financial Statement
[ ] Business Permit (photocopy)

For In-House Financing

Based on buyers income (please see above requirements if applicable)
Note: To issue Post Dated Checks of the following:
- Post-Dated checks for PF/Equity amortization
- Post-Dated checks for In-house amortization

Other Documents:

[ ] Latest Residence Certificate (photocopy)
[ ] Birth Certificate (photocopy)
[ ] Marriage Contract if applicable (photocopy)
[ ] Death Certificate if applicable (photocopy)
[ ] Court Order (if legally separated)
[ ] Tax Identification Number - TIN Card (photocopy)
[ ] 2 pcs. 1×1 I.D. Picture with signature at the back (if applicable)
[ ] 2 pcs. Valid ID’s if applicable (photocopy)
[ ] Proof of Billing if applicable (photocopy)

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Aspen house is a model house at La Mirande in Gran Europa. It is the first class model inside the community.

House Features
Floor Area: 200 sqm / 2153 sq.ft
Minimum Lot Area: 225 sq. m./ 2422 sq.ft

Bedrooms: 3
Toilet & Bath: 4
Living
Dining
Kitchen
Family
Lanai
Porch
Carport
Walk-in Closet
Maid’s Room
Master Toilet & Bath
Foyer
Powder room
Service area
Storage
Provision for attic

click the image above to enlarge the floor plan

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The Overseas Filipino workers or OFW’s can take advantage of SSS Direct Housing Loan Facility that aims to provide low-cost housing for your family in the Philippines. If you’re younger than 65 years old, a certified OFW and an active SSS member with at least 12 months continuous contributions, you may be qualified to receive a housing loan from SSS. Loanable amounts for socialized housing is Php 300,000; for low-cost housing you can get a loan from Php 500,000 to Php 1,000,000. All loans can be paid in five years or for a maximum of thirty years, so long as it doesn’t exceed the building’s economic life. Interests rates are 9% for Php 300,000 loans, 13% for Php 500,000 and 14% for Php 1,000,000.

For details and for more information, visit the SSS website or visit the nearest SSS office in your area in the Philippines. In Cagayan de Oro City, it is located at Carmen going to Patag. There are branches also in key cities around the world you can visit too.

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An elegant haven that evokes the beauty of Italy right here in Cagayan de Oro City.

The simple pleasures of life, a smile, a warm candlelit dinner, the joy of conversation flourish in a place called home.

Come home to a place where serenity meets comfort. Where the pleasures of a gentle Italian neighborhood are echoed in the glow of street lamps, terra cotta hues, the warmth of a nurturing sun.

Come home to Tuscania, Cagayan de Oro´s new heaven for urban singles and families alike. Developed by Land Resources Corporation. A gorgeous Italian theme takes you to a world of blissful luxury as a well-appointed elegant homes assure you a much-needed convenience and a lifetime of security.

Each of the elegant model homes features a blend of pleasing design and contemporary amenities. A splendid new community, where the joys of city living meet with the joys of a charmed life.

Recreational Facilities:
* Swimming Pool
* Tennis/ Badminton
* Clubhouse for parties
* and social events

Security:
* 24-hour security thick concrete roads
* Elaborate entrance gate with fully functional
guard house

Amenities:
* Full 6-inch thick concrete roads
* Reliable power supply
* 24-hour standby generator set for common areas
* Ample water supply assured
* Telephone and cable TV
* Provision

Design:
* European-style street lamps for an added feel of
an Italian village
* Italian-inspired details and landscaping
* Quality materials throughout the subdivision

Location:
* Superior accessibility from major urban centers
* Easy access to transportation

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Affordability with Style

Quality does not compromise, most of all when lifetime investments are at stake. It feels doubly good to be home at Montana Vista because you know you’ve got the best deal on your charming new house. Feel refreshed and inspired in cozy surroundings patterned after the rustic charm of the cool, Italian countryside.

Dwell in classy yet affordable Italian-style homes in a premier residential development set in Uptown, Cagayan de Oro. Await worry-free homecomings for both you and your family as you share in the first-class amenities of Gran Europa, a master-planned community of one of the biggest and more successful property developers in the country - Crown Asia. And with affordable payment schemes, you’re assured of a sound sleep every night.

At Montana Vista, owning your dream home has never been this sensible!

Reveal the daily splendor of waking up with the majestic grandness of Cagayan de Oro’ s great valley and mountain ranges as soul moving backdrop. At this exclusive community of residence Gran Europa, Canitoan subdivision living is a masterful weave of luxurious modern development and environmental management. A neighborhood of 250 units, it features three house models to fit your space and budget requirements and has community facilities which  beautifully blends  with the verdant landscape.

What sets our Italian-inspired Montaña community unique is an attentive effort to create an environment of natural beauty, of lush gardens, and well-kept landscapes. Our commitment is to build the ideal, nurturing community that allows family members of all ages to live, to work, to play and to learn within a secure, and harmonious setting. Here, the tree-lined streets are quiet, the ambiance relaxed and calming. Absolutely , a worthy investment. Travel the road up to Montaña Vista and see for yourself the lush wonder of vista from your future home.

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Robinson’s Hillsborough Pointe is a residential village catering to the mid-income section of the market. Designed to emulate English countryside living, Hillsborough Pointe is located right behind Xavier University. Lots come in cuts of 150 sq.m. and 180 sq.m. A limited number of ridge lots overlooking Calaanan Valley and Macajalar Bay which allow magnificent views at sunset, are available as are selected lots overlook the golf course.

Amenities:
Clubhouse, swimming pool, children’s playground, basketball court, tennis court, provisions for power and water, 24/7 security including Fire Station and fire truck, K-9 patrol, surveillance cameras.

click the map to enlarge

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FEEL GOOD LIVING AT SANTA BARBARA (KAUSWAGAN, CDOC)

Hearing your baby’s first words, a pat on the back from your boss, a big hug from your dear friend, these are but simple things that make you feel good about life, simple joys that make life worth living for. The best things in life need not be expensive. Even the most basic can bring forth happiness and satisfaction.

This is what Communities Philippines aspires in its newest project in downtown Cagayan de Oro - SANTA BARBARA. It’s about the experience, the realization, and the joy of being part of it , “FEEL GOOD LIVING” .

This 7-hectare development in Kauswagan is inspired by the rich architectural heritage of Southern California conceived to bring affordable living spaces in a luxurious setting. This new project is master planned to offer families choices that fit the way they would want to live: from single-detached 2-storey homes to rows of duetto and townhouses with pocket gardens and courtyards at every bit and turn that enhance the overall streetscape.

Going home should always be a delightful experience. Amidst a busy and stressful work life, one looks forward to going home to share a relaxing and happy moment with one’s family or friends or perhaps a blissful moment with oneself. But this can only happen if one feels good in being home, that is, if harmonious relations exist and if the environ provides the right setting for one to feel good. Santa Barbara will give urban living a bit of twist as going home becomes a unique experience, an event that gives a different perspective in life each day. The moment you enter the gates of Santa Barbara, you can’t help but feel good. Its basic features is elevated into a seemingly luxurious setting with the lush landscape, tree-lined pathways (mostly palms) elegantly built clubhouse and gazeboes, manicured gardens and pocket parks and the refreshing tones of the various homes and townhouses all around. You treasure every moment being in Santa Barbara as you gaze through the beauty in its simplicity. And the only thing that you will tell yourself is “BE HERE, LIVE HERE”.

Santa Barbara is another themed development of Communities Philippines, the first Manila-based developer to transform the countryside with over 16 residential developments all over the Philippines and the developer of GRAN EUROPA, the largest residential development in Cagayan de Oro City. Communities Philippines is a subsidiary of Vista Land & Lifescapes Inc, the largest homebuilder in the country today with over 100,000 homes built in the last 32 years.

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Within the Pueblo Business Park is the Pueblo de Oro IT Ecozone, the first and so far the only information technology park in Mindanao duly proclaimed and registered with the Philippine Economic Zone Authority (PEZA). It was proclaimed an IT Ecozone by President Gloria Macapagal Arroyo in January of 2005. The Pueblo de Oro I.T. Ecozone is located just beside SM City Mall and is close to several residential villages and other facilities.

Business process outsourcing and IT-related businesses can enjoy fiscal and non-fiscal incentives such as income tax holidays from 4 to 6 years, exemption from import duties on machinery, equipment and materials, permanent resident visas for investors, and a large resource of hardworking, intelligent, excellently-trained IT personnel who graduated from prestigious universities. In addition, the city government offers investment incentives to businesses under the Cagayan de Oro Investment Incentives Ordinance of 2002 (Ordinance No. 8268-2002).

Lot sizes range from 900 to 1,100 sq.m. (9,684 to 11,836 sq.ft.) and lot prices from PhP 11,577/sq.m. to PhP 12,680/sq.m.

Underground provisions for cables and telecom facilities where many telecom providers have put up their broadband nodes are in place. In addition, an interconnected electrical distribution system loop is connected to three Cagayan Electric Power and Light Co. (CEPALCO) substations, better ensuring constant power supply.

Provisions for power and water, 24/7 security including Fire Station and fire truck, K-9 patrol, surveillance cameras.

Philippine Economic Zone Authority Incentives

• Income tax holiday (ITH) for 4 years for Non-Pioneer and 6 years for Pioneer I.T. enterprises;
• Option to pay 5% tax on Gross Income in lieu of all national and local taxes upon expiration of ITH, except for real property taxes;
• Exemption from import duties and taxes on imported machinery and equipment and raw materials;
• Exemption from Real Property Tax on ICT Equipment and other related facilities:

Computer network, hardware and peripherals Telecommunications and telephony equipment Structured cabling and hardware

Fiber optic equipment

Air-conditioning units

Standby generators and unlimited power supply

Shall commence upon start of business operations under the following schedules:

1st year 100%
2nd year 75%
3rd year 50%
4th year taxable in full

The City’s Local Incentives provides fiscal and non-fiscal incentives under the CDO Investment Ordinance to ICT related investment

New - capitalization of Php10 Million and employs at least 50 people preferably residents of Cagayan de Oro

Existing Investors - expansion or relocation of project shall entail total project cost of not less than Php8 Million and employ at least 40 people preferably resident of Cagayan de Oro City

• Additional deduction equivalent to 50% of training expenses;
• Employment of non-residents
• Other incentives as may be determined by the PEZA Board

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PORTICO- The art of good living starts with the right choice.

Romantic. Royal. Spanish-style grandeur. Discover life as it should be - Spanish style. Come home to Portico - where passion meets comfort.Bask in the warmth of your casa, stroll on the cobble-stoned rotunda, tree lined avenidas and paseos and majestic floral gardens or just simply unwind at the cool tree park by the Spanish pavilion.   Solace, comfort, a reflection of your zest for life and a dash of Spanish grandeur - all these await in your new home in Portico.

Set in the breathtaking hills of Gran Europa, Uptown, Cagayan de oro City, Portico is a 20 hectare subdivision themed after the colorful suburbs of rustic Spain. Build your cozy house from a choice of various lot packages ranging from 96 square meters to 250 square meters.

Meticulous planning and modern environment design topped with the mark of Crown Asia developments assure you of a well-built community with homes that will be perfected and built with your needs in mind. Your pleasure at Portico is our reward. Envisioned to engage a balance between environment and development, Portico has preserved nature at its freshest lush greens, colorful foliage, sprawling gardens, and your homes in a perfect, gentle slope setting. It’s as if nature has peeked into your dream home… only now you can choose to live in it.

Country charm meets your choice of the convenience of city living. Definitely la vida grande!

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