Requirements in buying a house
If you are wondering about the requirement and how to go about in buying a house here are the general checklist of requirements in buying a house and lot thru Pag-ibig and In-house financing from the developer of the community. For more details about your requirements, you can contact me.
For Pag-ibig Financing:
A. Private/Government Employee
[ ] Latest 24 months HDMF Premium
[ ] Certificate of Net Take Home Pay
[ ] Certificate of MPL repayments (if applicable)
[ ] Payslip/Payroll Voucher (lates 1 month)
[ ] Lates ITR/W2
B. Overseas Contract Workers
[ ] Latest Job Contract (original or if photocopy must be certified from employer)
[ ] Health Statement/Medical Health Result (original or certified photocopy)
[ ] Special Power of Attorney (SPA) (Notarized from the Philippine Embassy/Consul)
[ ] Passport (photocopy)
C. Self-Employed
[ ] Latest 2 years original copy of ITR w/ audited Financial Statement
[ ] Business Permit (photocopy)
For In-House Financing
Based on buyers income (please see above requirements if applicable)
Note: To issue Post Dated Checks of the following:
- Post-Dated checks for PF/Equity amortization
- Post-Dated checks for In-house amortization
Other Documents:
[ ] Latest Residence Certificate (photocopy)
[ ] Birth Certificate (photocopy)
[ ] Marriage Contract if applicable (photocopy)
[ ] Death Certificate if applicable (photocopy)
[ ] Court Order (if legally separated)
[ ] Tax Identification Number – TIN Card (photocopy)
[ ] 2 pcs. 1×1 I.D. Picture with signature at the back (if applicable)
[ ] 2 pcs. Valid ID’s if applicable (photocopy)
[ ] Proof of Billing if applicable (photocopy)
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Hello Ms. April:
Yes. Any natural-born Philippine citizen who has lost his Philippine citizenship may still own private land in the Philippines up to a maximum area of 5,000 square meters of urban land or 3 hectares of rural land. In the case of married couples, the total area that both couples are allowed to purchase should not exceed the maximum area mentioned above.
SSS right now doesn’t provide a housing loan. The financing institutions that offer finance on housing loan are Bank, Pag-ibig or HDMF.
Anything? How can I help you?
At your Service,
Realtor ® Franco A. Catajoy
CEO
Perfect Choice Realty
REB: 2008.10.0481
Mobile Number: 0928.5544.335 or 0922.876.4.876
Phone Number: 088.231.6518
Email: franck_abarrientos@yahoo.com.ph
Website: http://www.cdorealestate.com
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